Being a Grown Up

So doing the personal trainer and group fitness thing is fun but sometimes makes me feel a lot like a grown up.  Being an Independent Contractor is great but also means that I am in charge of my own schedule and income and coming soon..TAXES!    While I like only having to deal with studio owners and not really having a boss it sucks because I have to put a tons of work into things like making sure I am working.  If I dont sit down and plot out my life for two weeks I am not making money.   It is stressful and makes me feel good like I can stand on my own two feet and I am in charge of my own destiney!